{"id":10,"date":"2026-09-06T11:00:00","date_gmt":"2026-09-06T11:00:00","guid":{"rendered":"http:\/\/blogs.room-vu.com\/redrubyhomes-com\/2026\/09\/06\/texas-homebuyers-more-likely-to-use-private-mortgage-insurance-than-any-other-state\/"},"modified":"2026-09-06T11:00:00","modified_gmt":"2026-09-06T11:00:00","slug":"texas-homebuyers-more-likely-to-use-private-mortgage-insurance-than-any-other-state","status":"publish","type":"post","link":"https:\/\/www.redrubyhomes.com\/blog\/2026\/09\/06\/texas-homebuyers-more-likely-to-use-private-mortgage-insurance-than-any-other-state\/","title":{"rendered":"Texas homebuyers more likely to use private mortgage insurance than any other state"},"content":{"rendered":"<div class=\"roomvu-news-container\">\n<p>In 2025, over 64,000 Texas households used private mortgage insurance (PMI), the highest in the U.S. for the ninth year. PMI helps buyers with down payments under 20%, saving Texas buyers an average of $51,645 at closing. Among users, 58% were first-time buyers. PMI reduces the time needed to save for a down payment by over 15 years, making homeownership more accessible.<\/p>\n<p>\t<a class=\"roomvu-news-continue\" href=\"https:\/\/houstonagentmagazine.com\/2026\/08\/14\/texas-homebuyers-pmi\/\"><\/p>\n<div>Continue to full article<\/div>\n<p>\t<\/a><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>In 2025, over 64,000 Texas households used private mortgage insurance (PMI), the highest in the U.S. for the ninth year. PMI helps buyers with down payments under 20%, saving Texas buyers an average of $51,645 at closing. Among users, 58% were first-time buyers. PMI reduces the time needed to save for a down payment by [&hellip;]<\/p>\n","protected":false},"author":333,"featured_media":38,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-10","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/www.redrubyhomes.com\/blog\/wp-json\/wp\/v2\/posts\/10","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.redrubyhomes.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.redrubyhomes.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.redrubyhomes.com\/blog\/wp-json\/wp\/v2\/users\/333"}],"replies":[{"embeddable":true,"href":"https:\/\/www.redrubyhomes.com\/blog\/wp-json\/wp\/v2\/comments?post=10"}],"version-history":[{"count":0,"href":"https:\/\/www.redrubyhomes.com\/blog\/wp-json\/wp\/v2\/posts\/10\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.redrubyhomes.com\/blog\/wp-json\/wp\/v2\/media\/38"}],"wp:attachment":[{"href":"https:\/\/www.redrubyhomes.com\/blog\/wp-json\/wp\/v2\/media?parent=10"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.redrubyhomes.com\/blog\/wp-json\/wp\/v2\/categories?post=10"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.redrubyhomes.com\/blog\/wp-json\/wp\/v2\/tags?post=10"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}